BILL: The Complete Guide to Streamlining AP, Spend, and Expense Management

Managing payables, expenses, and company-wide spend shouldn’t drain your team’s time or create visibility gaps. Yet many businesses still rely on manual processes, multiple tools, and scattered approvals — leading to delays, errors, and unnecessary spend leakage.

BILL centralises all of it. With powerful automation, seamless integrations, and real-time control, BILL helps finance teams save hours every month, gain financial clarity, and scale operations confidently.

If you’re exploring modern AP automation or expense management platforms, this in-depth guide breaks down exactly how BILL works, key features, benefits, and who it’s best suited for.

Ready to see how BILL can simplify your financial operations?

What Is BILL?

  • Accounts Payable (AP)
  • Expense Management
  • Corporate card spend
  • Approvals and workflows
  • Budget visibility and financial controls

BILL Accounts Payable: Automate Your Entire AP Workflow

Key AP Features

AI-Powered Invoice Capture

Upload, email, or snap a photo of invoices — BILL extracts key details automatically and detects duplicates. AP One Pager (1).PDF

Smart Approval Workflows

Route invoices to the right people based on rules you set. No chasing signatures. AP One Pager (1).PDF

Flexible Payment Options

Pay vendors via:

  • ACH
  • International wires
  • Virtual cards
  • Paper checks printed and mailed by BILL
    All with one click. AP One Pager (1).PDF

Full Payment Tracking

Over 50% Time Savings on AP

Businesses using BILL report saving more than half of their AP processing time, thanks to automated workflows, AI-powered invoice capture, and seamless payment scheduling. AP One Pager (1).PDF

Real-Time Spend Visibility Across the Business

With BILL Spend & Expense, finance teams can instantly see card transactions, reimbursements, and budget usage — eliminating month-end surprises. Expense Management One-Pager.PDF

Faster, Smoother Approvals

BILL automatically routes every invoice or expense to the right approver based on your custom rules — ensuring accountability without delay. AP One Pager (1).PDF

Integrated, Automated Accounting

BILL syncs effortlessly with leading accounting systems, including:

  • QuickBooks
  • Xero
  • Sage Intacct
  • Oracle NetSuite
  • Microsoft Dynamics GP & D365

How BILL Strengthens Finance Operations

Reduces Manual Errors

AI-driven data entry and automated workflows improve accuracy and eliminate duplicated work.

Cuts Down Monthly Closing Time

One BILL customer reported cutting monthly close time from 90 hours to just 2 by using automated card notifications and mobile receipt capture. Expense Management One-Pager.PDF

Enhances Accountability

Every invoice, payment, and expense is fully traceable.

Keeps Cash Flow Clear

Simplifies Audits

Core Spend & Expense Features

Corporate Cards for Every Employee

Provide controlled, pre-set budgets so spending is transparent and easier to track. No more passing around a single company card. Expense Management One-Pager.PDF

Real-Time Transaction Dashboard

Every swipe instantly appears in your dashboard — giving finance teams continuous visibility. Expense Management One-Pager.PDF

Mobile Receipt Upload

Employees simply take a photo in the app, attach it, and submit. No lost receipts or delays. Expense Management One-Pager.PDF

Budget Ties & Spend Controls

Every expense pulls from predefined budgets, ensuring teams stay aligned with financial goals. Budget owners always maintain control. Expense Management One-Pager.PDF

Automatic Accounting Sync

Expenses sync to your GL instantly — no manual reconciliation. Expense Management One-Pager.PDF

With Bill

Who Is BILL Best For?

BILL is ideal for:

  • SMBs and mid-market companies
  • Multi-entity or distributed teams
  • Companies wanting tighter spend control
  • Teams still using manual AP processes
  • Finance leaders prioritizing automation and visibility

If your goal is to scale without adding back-office headcount, BILL is a strong fit.


Pricing Overview (High-Level)

BILL’s pricing varies by plan depending on:

  • AP automation features
  • Spend & Expense usage
  • Number of users and payment types
  • Corporate card requirements

You can request pricing through their demo page.


Final Verdict: Is BILL Worth It?

Absolutely — especially if you want to: